What is a Cash Advance?

Conventional Loans

Cash Advance

Detailed Financial Statements for 2-3 years

Financial statements not required

Audited Tax Returns for 2-3 years

Audited Tax Returns not required

Must be in business for a minimum of 2-3 years

Must be in business 12 months or less*

Personal Guarantees of all owners

Guarantee against fraud or intervention**

Lengthily Approval Process

48 hours for approval

Costly Application Fees

No application fees

High Credit Scores Required

Proprietary Scoring system does not require high credit score

Costly Closing Cost

No hidden fees or closing costs

Collateral of all Business Assets

Only your future credit card sales

Complicated Application

2 page basic application and copy of last four months credit card processing statements

Fixed Monthly Payment

Repayment based only on current sales


Why is it a cash advance and not a loan?

Banks make loans and their processes are regulated by the federal government. We are a financial service that offers businesses cash advances for working capital. Our process is based upon a traditional financial technique known as factoring, which focuses on business receivables.

What makes Business-Cash-Advance.com so unique is that our emphasis is on your future credit card transaction receivables. To do this, we partner with a merchant services provider to make the whole procedure more effective and essentially seamless. As your business goes, so goes your repayment, because there is no set repayment schedule.

Because the entire process is handled electronically and is coordinated with your credit card transactions, your loan is repaid with no major impact upon your business. Plus, you have cash in your hands within 7-10 days after approval affording you the opportunity to make immediate purchases or enhancements that will result in business and profit increases.

Have one of our helpful representatives contact you. There is absolutely no obligation and your application is completely confidential.
* Indicates a required field

First Name: *

Last Name: *

Email Address: *

Company Name: *

Business Phone: *
- -

Best Time to Call: *

Alternate Phone:
- -

Monthly Visa or
MasterCard Sales: *

Business Type: *

   

 


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All processing services are provided by AMERICAN BANCARD LLC a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY.

 

American Bancard, LLC

1080 Holland Drive Boca Raton, FL 33487

(800) 793-3213

info@business-cash-advance.com