Why is it a cash advance and not a loan?

Banks make loans and their processes are regulated by the federal government. We are a financial service that offers businesses cash advances for working capital. Our process is based upon a traditional financial technique known as factoring, which focuses on business receivables. What makes Business-Cash-Advance.com so unique is that our emphasis is on your future credit card transaction receivables. To do this, we partner with a merchant services provider to make the whole procedure more effective and essentially seamless. As your business goes, so goes your repayment, because there is no set repayment schedule. Because the entire process is handled electronically and is coordinated with your credit card transactions, your loan is repaid with no major impact upon your business. Plus, you have cash in your hands within 7-10 days after approval affording you the opportunity to make immediate purchases or enhancements that will result in business and profit increases.

Apply today for your business cash advance.

Conventional Loan Cash Advance
Detailed Financial Statements
for 2-3 years
Financial statements not required
Audited Tax Returns for 2-3 years Audited Tax Returns not required
Must be in business for a
minimum of 2-3 years
Must be in business 12 months or more
Personal Guarantees of all owners Guarantee against fraud or intervention
Lengthy Approval Process 48 hours for approval
Costly Application Fees No application fees
High Credit Scores Required Proprietary Scoring system does not require high credit score
Costly Closing Cost No hidden fees or closing costs
Collateral of all Business Assets Only your future credit card sales
Complicated Application 1 page non binding application and copy of last four months credit card processing statements
Fixed Monthly Payment Repayment based only on current sales